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1 Oct 2012

2012 Quarter 3 Goal Review

Its 2012 Quarter 3 Goal Review time. We are in the last quarter already. I still cant believe it.
My overall goal is to live on less than 50% of my income and save/ invest the rest. This is as tough as it sounds but surprisingly, I am managing very well.

  1. Online income to R5000 per month by December 2012. This will take some work in my writing. I expect to spend at least 1 hour per day writing. PROGRESS
  2. Maintain at least 12 months expenses worth of an Emergency Fund. DONE
  3. Spend an average of 50% of my net income or less. PROGRESS
  4. Maintain giving of more than 10% of income DONE
  5. Buy a new rental property PROGRESS
  6. Remodel the duplex that we have put off the market. Prepare that property for rent by the end of 2012, when we no longer need to use it. Remodel the bathroom in a two bedroom property.
  7. Push for 70% equity on our home by December PROGRESS
  8. Get retirement accounts to 45% of the target
  9. Get stocks to 55% of the current target. This is the most important personal finance goal for me. All my wealth growing energies are on this in 2012..
I got a bit sick end 2011. I was diagnosed with PCOS which may have caused some insulin resistance. I put on a lot of weight in a short space of time. Health is the most critical area in my life in 2012. My target is to make time to exercise 3 times a week. I might join the gym, which is not necessary. I have to put my treadmill, stationary bike, zumba, and tons of DVDs into good use. I am so embarrassed to mention them by name. (LOST 12kg 13kg ALREADY - Sept progress)

  1. Holiday in the Mediteranean Europe outside my home country with hubby. I just cant wait for this.
  2. Spend great amount of time with my family. I spent the past two years in two cities/ countries. My properties kept me busy in one city whilst my business was in the other city.Looking forward to having more time with my family.DONE
  3. Visit my parents for at least 2 weeks.

Get training in some media form. This can be online. It can be anything from writing to publishing, production to public relations. Anything at all.

  1. Read at least one book per month. I have to make time for this. I already have a good number of books that are not read.
  2. Finish all my unfinished home and craft projects. I have lots of material. I don't even need to buy new stuff.
  3. Do charity work as much as I can. DONE

Have fun whilst doing it all.


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