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2 Jun 2019

JUNE PERSONAL FINANCE GOALS

I am so grateful to be doing this again. These are my first personal finance monthly goals in 4 years. I am back to this and more. I need to keep myself motivated again. It will be great getting into 2020 following a smooth planning rhythm.
June personal finance goals
Did I mention that I have not had a job in over a year? My last job was supposed to be a part time gig, except, it was too hectic. Let us look at the June personal finance goals.

JUNE PERSONAL FINANCE GOALS

NET WORTH: I have not measured my net worth in 4 years too. I will have to check the values of all my investments and real estate debt, add determine the net worth. It is an exhausting exercise. I need to locate the spreadsheet I had drawn for this exercise in the past.

EMERGENCY FUND: I am so happy to report that my emergency fund is intact. I am keeping the EF at the very minimum levels. It is saved in the 24-hour (one day) notice bank account.

OTHER SAVINGS: I have a 32 days notice account. I just like how generous the interest rates are on this account.  I keep a small amount in it and whenever I have funds to keep, I store them here.

GIVING: Giving is one of the most important activities in my family. We give more than 10% of the income. We are intentional about it. It is a permanent feature in our plan and budget. You will see it monthly. I will also post about it at some point.

REAL ESTATE: There is not much that we are doing here. No new acquisitions. I am only doing repairs to and cleaning up the property that will have new occupants mid-June.

STOCKS AND DIVIDENDS: My Exchange Traded Funds (ETFs) are at their lowest level ever. I withdrew quite a bit last year. I started a new work from home business. Setting up cost a small fortune.

INCOME: I constantly look for gigs for my business.
Online income has not improved since 2015. I maintained the same earning rates. I only started working on this last week. For four years I have not done anything. I am giving it a year to get to a constant flow.

JUNE NON-FINANCE GOALS:
Family: I spend a good amount of time with my family lately. I make the time but I also work from home, which gives me ample time to do so. I will travel sometime in June for a short family holiday.
Personal Improvement: I need to study more. I am a student this year. I commit to competing 2 chapters this month. SIGH. I will also walk more this month to get close to my 10,000 steps per day. Winter is the worst time to keep fit for me. I will also get back to a strict Keto diet with some intermittent fasting thrown in for good measure. I enjoy following a food plan. I wish every area of my life was this orderly.
Social: I will meet a friend or associate for coffee every two weeks.

End of June we will be back to check if I managed to achieve any of my June personal finance goals. But every Sunday, I review my progress. Hope you have your own goals dotted down. Let us know if you are up for the challenge, even without details.
Like our Facebook page and Instagram page to keep track of my progress. 

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